Blog - Apex Advice

White Anting Your Wealth: How Couples Unknowingly Sabotage Their Financial Future

22 Oct 2025 | Latest News

When couples aren't aligned on money, misalignment can white ant your wealth. It sneakily and quietly eats away at it, slowly but catastrophically in the long term. Learn about the three big levers that shape your financial future.

Sexually Transmitted Debt: When Your Partner’s Bad Credit Becomes Your Problem

22 Sep 2025 | Latest News

Even if you keep your finances completely separate, when you apply for a loan together, lenders see one combined picture. Your partner's debt directly reduces your joint borrowing capacity, even if you've never touched their credit. Here's how this "sexually transmitted debt" works and how to cure it.

Sexually Transmitted Debt: How Your Partner's Bad Credit Affects You | Apex Advice

Progress vs Points: Why Your Credit Card is Sabotaging Your Financial Future

18 Aug 2025 | Latest News

Your credit card company loves that you think points are a great deal. But here's what they know that you don't: this strategy is making them rich and keeping you from making meaningful financial progress. Learn why ditching the credit card and setting up an automated money flow system is the real path to wealth.