Organise, grow and spend your money with confidence

We help Aussies under 55 make savvy financial decisions.

You don't want to be chained to your desk until you're 60

You see everyone else around you getting ahead, and although you earn a decent income, you feel like you are spinning your wheels financially and get that little pang of guilt when you spend money.

You picture all the exciting things you will do with your time when work becomes optional, and you're not running around after everyone. But, you have no idea when you will have enough money to wind down or pull up stumps entirely from your day job.

You are not alone. We'll help you figure it out.

We help you get your money sorted

At Apex Advice we want to help you find that financial sweet spot where you can enjoy your money now (guilt-free) and make smart moves for your future.

Control

Get your money organised and working on autopilot, so you aren't hanging out for your pay to hit the bank account.

Clarity

Feel clearer and better about your money, knowing you are making the most of your financial situation.

Confidence

Pull the trigger on big life choices like working less, starting a business or saying goodbye to work completely.

We want to know your 'why'

We know it's a head spin trying to make sense of all the information in the media and on Google about money. And a lot of the advice is geared towards older people on the precipice of retirement.

At Apex Advice, we make financial advice simple and accessible to a younger cohort of busy professionals, like you, who want to live it up now and save for the future without sacrificing either.

We sort out the unsexy stuff like super and insurance, but what makes us tick is helping you identify and accomplish what matters most to you. It's why we get to know your 'why' before we help you with the 'how' of your money.

▲ About Apex Advice

Since moving all of our financial planning to Apex my wife and I have been blown away with the expertise, energy and communication that John has provided us. We feel as though we now have a greater understanding as to how our super, insurance and investments are set up and working for us. We finally have our financial future in the right hands!

Ryan O.

AMAZING!! Couldn't recommend John highly enough. I have been putting off getting my finances in order for years and John was very easy going and very knowledgable which made it very simple to understand. If you want to get your finances in order to set you up for later in life, John is your man!

Tom M.

John has been amazing to deal with. He is prompt, professional and very knowledgeable. I would recommend him to anyone.

Damien H.

My wife and I needed some structure to our superannuation and retirement plans. John was fantastic, super professional, listened to exactly what we required and structured a plan accordingly. Would highly recommend.

Aaron D.

John Manserra has been absolutely wonderful and his professionalism has particularly been a God send to me over the difficulties of Covid 19. I would highly recommend him.

Michele H.

HIGHLY RECCOMENDOver the weekend I had to do a bit of reflection to appreciate where I’ve come from.There is no words that can explain how truley grateful I am to have met John. I perviously had a bad relationship with money due to past relationships and felt hopeless to fix my financial situation.Now almost 18 months on I am debt free and well on my way to achieing my goal of buying my first home. With John 's stratagies I now look forward to getting paid to see my balance grow and have a healthy relationship with money.Thankyou so much to John and the team at Hillross Geelong for all your help, you’ll never understand how much I appreciate it!!!

Lauren M.

John and his team have put in a lot of effort to understand our personal circumstances to come up with the best solution for my family. We are very excited and confident about our financial future.

Brett F.

From the beginning of my experience with john and the team at hillRoss I knew I was in good hands.The communication was always excellent and I never felt shy to ask for help or answers for anything.Although a little daunting at first, I’m happy to have committed and look forward to planning a future with the help of John and the team.

shaun B.

I couldn’t recommend John more highly. He helped to better understand how my income could easily support my investment and travel related goals. With John’s help I feel like I’ve had a pay rise and never feel like I’m hanging out for the next pay day to come. A big thanks to Mim for all her assistance as well, you are wonderful!

Tessa M.

John's guidance has helped my wife and I plan financially for our future as we move into our retirement years.I highly recommend John for his integrity, diligence and personal approach.

David R.

I really like the way John works, taking into account 'less straightforward' financial periods and also prioritising life goalsmuch appreciated!

Nicola G.

I was working a full-time job that paid quite well. Although, I still had a few credit card debts, and absolutely no savings.So, I seeked for help! Most of the financial planners I met, gave me a 'cookie cutter' advice on 'how much money to save before retirement', and on 'why I should buy a property'. It didn't resonate with me at all.John's first question was, "what is you ideal way of living?"I wanted to work for myself, travel and learn.Over the course of the next month and 4 meetings, John educated me in terms of basic financial literacy, and laid out a plan to get me out of debt while also saving money for my future business.In 9 months, I was debt free, started a small kombucha brewery, and planned a 2 week backpacking trip to Tasmania.If you want a humble and friendly dude that knows the game, listens to your goals, and then backs it up with result focussed solutions, I HIGHLY RECOMMEND JOHN!

Haan H

I couldn't recommend John more highly. I have worked with John on both a personal and professional level. It is obvious that his key strengths are attention to detail and the ability to adapt to each clients individual circumstances.John takes pride in listening to his clients objectives and and then implementing a plan of attack to reach such goals.

Daniel R.

John is the best! I recommend him to everyone I know that needs a great financial adviser.

Melissa M.

John provides me with comprehensive advice on a range of financial products, from insurance & superannuation to investment portfolios. I have always been impressed with John’s professionalism, and personal service. John has always gone the extra mile to ensure his advice is tailored to my specific circumstances & needs.

Anthony D.

John has been amazing with clients. His honesty and integrity had made all Monday matters feel easy!

Stacey B.

Whatever the financial position you are in, whether it be having surplus funds to invest or just looking to formulate a strategy to get ahead, John and co have a wealth of knowledge to share, a track record of achieving excellence and a personable and sensitive nature.

Jarrod G.

Johnny, Mim and the guys at Hillross have totally help me be at ease with my current financial position. I have found myself telling all my family and friends some of the info they have given me. I honestly thank you from the bottom of my heart. You have completely changed my understanding of long term finance projection. I am happy to refer anyone and everyone to them. Thank you Jonny and Mim.

Sam F.

If you are needing some financial advice be sure to speak with John in Geelong. He makes a point to understand what your financial goals and then sets up a plan to bring it to life.

David W.

Luke, we would like to thank you for your support and guidance over the past couple of years to help us improve our financial position and build wealth. We are very excited to be in the position we are now and have you to thank for it. We are eternally grateful.Tracie, Scottie & boys.

bfinancial - G.

No financial regrets

When you are busy with the daily hustle of life, it's easy to put money matters on the back-burner.

At Apex Advice, we don't want you to have financial regrets. We want you to be able to say 'hell yes' to doing the fun stuff now and feel inspired about your plans for the future.

Establishing yourself

You're climbing the corporate ladder and kicking career goals. You've got big plans for the future and it's time to get serious about your financial situation, so you stay ahead of the game.

Building dreams

With some equity under your belt, you want to start making some real money progress and set yourself and your family up for the future, while making epic memories along the way.

Looking forward

The high commitment days of putting your kids through school are behind you, and it's now time to focus on YOU. Know 'how much is enough' for work to become optional, so you can look forward to doing more of what you love.

▲ How we help

See how much more you can do with your money

20-minute intro chat

Book a free 20-minute introductory phone call to see if we are the right fit to help you.

Listen. Educate. Empower

Let's get clear about what you want out of life and design a financial plan to get you there.

Enjoy life

With your financial house in order, you can stress less and live more.

▲ Book a 20 min phone chat

Get in touch

03 5221 3585
team@apexadvice.com.au
SteamPacket House, Level 2, Suite 12
10 Moorabool Street
Geelong, VIC 3220