Blog - Page 2 of 14 - Apex Advice

Sexually Transmitted Debt: When Your Partner’s Bad Credit Becomes Your Problem

22 Sep 2025 | Latest News

Even if you keep your finances completely separate, when you apply for a loan together, lenders see one combined picture. Your partner's debt directly reduces your joint borrowing capacity, even if you've never touched their credit. Here's how this "sexually transmitted debt" works and how to cure it.

Sexually Transmitted Debt: How Your Partner's Bad Credit Affects You | Apex Advice

Progress vs Points: Why Your Credit Card is Sabotaging Your Financial Future

18 Aug 2025 | Latest News

Your credit card company loves that you think points are a great deal. But here's what they know that you don't: this strategy is making them rich and keeping you from making meaningful financial progress. Learn why ditching the credit card and setting up an automated money flow system is the real path to wealth.

Giving Your Kids a Financial Leg Up (Without Shooting Yourself in the Foot)

18 Aug 2025 | Latest News

Your face mask first. Then little Johnny's. While wanting to help your kids financially is admirable, you can't pour from an empty cup. Learn why sorting your own finances first is the smartest way to give your children a genuine head start - plus the practical strategies that actually work by age group.