A safety net for your business, family and lifestyle

An absolute pleasure to have John and his team guide us along the path to a successful retirement

We’ve been working with Apex Advice for over six months now and have seen a real difference in both our ability to save and our overall financial wellbeing. The team helped us set up systems that have taken the stress out of managing bills and day-to-day finances, so we feel much more in control and confident about our future.
We couldn’t be happier with their approach—especially working with John Manserra. John is genuine, approachable, and always takes the time to explain things in a way that makes sense to us. He’s helped us understand aspects of our finances that used to feel overwhelming, and we truly feel like we’re setting ourselves up for success.
We highly recommend Apex Advice and John to anyone looking for practical, supportive, and effective financial guidance.

We have been speaking with Marcus for the past 4 months and he has been guiding us in our transition to retirement and sorting out all our financial matters. We really appreciate all his help and advice. He has explained everything along the way and made sure we understood the process. Would highly recommend Marcus and all the Apex team.

Marcus and the team have been fantastic. Marcus really took the time to understand our needs and coached us through the typical nervous feelings of investing. We couldn’t be happier with the service and support that Marcus and the Apex team provide. If looking for financial advice I would go no further than Marcus and Apex.

Highly recommend John and Marcus for their help in setting up my super account, i am so pleased, it was made effortless for me.
the results are amazing.

John and his team are very knowledgeable and fantastic to deal with.

⭐️⭐️⭐️⭐️⭐️
I cannot speak highly enough of John and the entire financial advice team at Apex Advice. Their professionalism, depth of knowledge, and genuine care for my financial future were nothing short of incredible.

Before working with them, there were so many gaps in my understanding — from my insurance risk profile to future investments, and even what true financial stability should look like for me, my wife, and our family. John and the team took the time to clearly explain my current position and helped me build a bridge to where I wanted to be.

Some of the most powerful moments came from conversations I would have previously dismissed as “boring.” As it turns out, they were life-changing.

What stood out most was not just their expertise, but the way they followed through on every promise with precision and care. Their customer service is second to none — I always felt heard, supported, and confident in the process.

If you’re thinking seriously about your future — especially the future of your children — I can’t recommend Apex Advice highly enough. Get them on your team. You won’t regret it.

Great advice and planning for our future in a very clear and easy to understand format. Always makes time to discuss anything queries with us

John @Apex Advice has been my financial advisor for a number of years now and I have always found him easy to talk to about the future and more recently I have been working with Marcus on my retirement plan.
I would highly recommend Apex Advice as both John and Marcus listen to what you have to say and also assist to make your transition a smooth journey.
The Team @Apex Advice are very professional!

Easy to talk to about all matters and they keep us up to date with our super .

I was well overdue for a review and knew that my finances had more potential. From our very first phone chat John has taken the time to listen and get to know me and understand what I am hoping to achieve over the next 5-10 years. He ensures that I understand the game plan and that I am comfortable with the decisions being made, not to mention the gentle nudge into the world of investing! Filling in forms and gathering information can be daunting at the best of times and the communication from the Apex Advice team made these processes seem so simple and stress free. Highly Recommended!

Marcus is a pleasure to deal with. Second to none knowledge, extremely friendly, responsive and just an all round great guy. One of a kind!

We have dealt with Marcus at Apex and found him to be very helpful and a lovely Guy

Very friendly & very sincere working with Marcus & the team at Apex.

Marcus L came to Paradise when we hosted an event night to help everyday people with their cash flow, Marcus also gave very informative information to our group without the feel of it being a rehearsed pitch, it’s was easy to understand and also implement. Fantastic team that helped us achieve some successful results
6 Stars.

Thank you Marcus for your help in setting up my supper account. You made it so easy.
Your Centrelink knowledge especially is vital

Cannot speak highly enough of Marcus & the team at Apex. They have helped us retire comfortably, with great clarity for our future.

We have loved working with John and the Apex team. We trust them, feel confident about our financial position for the future, and highly recommend their services to others.

I have had the pleasure of working with Apex Advice, and I highly recommend them! Their financial advice was was excellent, tailored specifically to my needs and goals.

From the very first meeting, the entire team demonstrated a genuine commitment to understanding my financial situation and crafting a personalized plan that made sense for me. Their fantastic service stood out throughout the process; every team member was knowledgeable, approachable, and eager to help.

They have my highest recommendation!

John and the team at Apex Advice have been amazing. Prior to engaging with them I didn't have a clear goal or direction when it came to my finances. John took the time to understand my personal situation and goals and came up with a plan that aligns with my goals.

After just 6 months the team have simplified my finances, my money is working smarter and I have a clear path to achieving my goals. So for anyway wanting to get their finances on track I highly recommend John and the team at Apex Advice.

John is fantastic! So knowledgeable and helpful. Very grateful for Apex’s help in ensuring I reach my financial goals!

Highly recommend John and the team at Apex Advice. Professional outfit with great performance results.

Before engaging with the team at Apex advice we were stuck in a cycle that would have seen us stuck behind the desk well into our 60’s. Thanks to John’s advice and guidance we are now organised to give ourselves the financial freedom we were looking for and well before normal retirement age. Friendly and professional from the get go. Highly recommend to anyone needing financial advice no matter where you are at on your financial journey.

John and his team are extremely professional and approachable and always happy to answer my questions. They have helped me on the way to reaching my goals. Highly recommend.

John and the team at Apex have been a blessing to our finances. They have made our money work smarter, whilst giving us a plan for the future for ourselves and our family.
The team are wonderful to work with and we know we are in safe hands with them.

Great team - effective and efficient - highly recommended!

I had consulted with several financial advisors before I was finally referred to John at Apex. I encountered numerous challenges in getting my finances in order, and previous advisors seemed very transactional, trying to sign you up to services to receive there cut leading me astray. However, upon engaging with Apex, I found someone who genuinely listened to my needs and goals. Previously, I used to stress over my finances, often avoiding dealing with them altogether. Now, just four months into working with Apex, I feel a newfound sense of freedom and control. I'm no longer burdened by daily financial concerns, as my money is actively growing in the background. I can't emphasize enough how much I appreciate this team. They aren't your typical financial advisors solely driven by profit; they genuinely care about their clients' well-being.

10/10 team here!! Johnny is your guy!

Thanks John for setting up the financial structure so well, it's one less thing for my husband and I to squabble about.

My partner and I started working with John, and his superb financial team of support, over one year ago and the difference it has made our lives is invaluable.

Personally, as someone who lived in Ireland during the GFC, I came through the Apex doors quite anxious and over stimulated by media noise and social media about the years ahead. One year on, and we have both have never felt so confident with our financial direction and support - All thanks to Apex!

John, in particular, has always welcomed every question and concern of ours without judgement. He works with an authentic approach to make our version of "financial freedom" our reality.

We look forward to our years ahead working with John and his wonderful team!

Very professional. I am very pleased with the financial services provided.

We've been working with John and the team at Apex for over 6 months now. The changes we've been able to make just in this short time with John's guidance and expertise have been life changing. We finally have clear financial goals and strong plans with how we can get there. Everyone has been so great to deal with and we cannot recommend John enough to anyone else feeling a overwhelmed or unsure about how to progress with their finances.

John and his team have been so helpful for us. When our previous financial advisor retired, we enlisted Apex’s services. Over a number of face-to-face appointments John listened carefully as we explained our financial situation & goals, as well as our personal goals for spending (eg private education for our children, and overseas travel). After this, he prepared a really helpful document that showed our current financial position, investments & insurances etc, along with his recommendations for some changes, & rationale for each suggested change. His knowledge of different investment options, as well as life/income protection insurances was very thorough. John and his team made switching investments easy by completing a lot of the tedious paperwork on our behalf, and were great supports throughout the process. John and his team always respond to calls and emails really quickly and are very personable to boot. A+ knowledge, service & support. Thanks, Apex!

The team at Apex have been so supportive, efficient and friendly throughout. John took the time to get to know my lifestyle and financial priorities, allowing him to tailor financial strategies specifically to my goals and circumstances, all the while doing so in terms that I could understand. I'm now feeling so much more confident, secure and educated in what my money can do for me. Thanks John!

Great staff, friendly and easy going. Have provided great advice and helped get me a great tax return. Apex are currently assessing my situation to get me ready for retirement and so far have made some changes to my financial situation that have benefitted me greatly to maximise returns. Great job guys.

We have been working with John Manserra from Apex Advice for a few years now. John has a knack for simplifying complex financial concepts, making it easy for clients to understand and make informed decisions. John has helped us get clear on our priorities and helped us craft a strategy which aligns with our goals. Working with John has given us a sense of financial security while we work towards financial freedom. I recommend his services to anyone seeking expert financial advice.

"John has been amazing to deal with. His approach is very personable and he takes the time to get to know you as a person before providing any financial advice. John has tailored a plan that is specific to our goals and we can for the first time in years see a light at the end of the tunnel. I would highly recommend John to anyone who needs guidance on how to get ahead in life."

Friendly, Knowledgeable & Helpful. Nothing is to much for John. He is my only recommendation for anyone looking for financial advise.

I’m time poor and worry about having my affairs in order. As soon as I met John I knew we would have a fabulous working relationship. He developed a strategy, explained everything and put my mind at ease. Great man - I trust his expertise and I think I’ll be using his skills and knowledge for as long as he will have me as a client.

Wow all I can say is THANKYOU John.
John has helped me understand money can be SIMPLE and easy. We worked together to lay out a plan that works for me and my future. I am extremely grateful. Thank you Johnny. Now I am confident with money!

I cannot recommend John and his team highly enough. From personal finance to business finance, they covered it all. No task was too big or too small. They were efficient, professional and friendly in my dealings with them. But most of all available when I needed them. Thanks again John and team.

John and the team have been great from the day we met…active listening is one of Johns many attributes, as a consequence he has installed confidence in our decision to take him on as our financial adviser.

Working with John and his team has been an excellent experience. They have provided us with guidance that has opened our minds to financial freedom and allowed us to make smarter decisions when it comes to our finances. We could not be more appreciative of the quality of service we have received from John's team, it is a privilege to work with them.

John and his team have been nothing short of impressive. He has provided my partner and I with invaluable financial advice and guidance to help better manage our finances as well as plan for our future. His communication is always prompt, clear, and personable while his knowledge of the industry ensures that we are making informed decisions. We highly recommend him for your financial needs. His team is dedicated to providing a quality experience – no task is too hard!

Excellent knowledge, education, and resources. Professional advice and consultations. Recommend for any financial guidance.

I have worked with John and team for over 7 years now, and they have been outstanding in helping me plan my finances.
My financial situation is in a much better place due to their guidance and support. I have gained confidence with working with my money and now make better choices when it comes to my finances. John has excellent communication and always takes the time to talk me through everything, so I understand, especially when it comes to Superannuation. Not only is John a superb financial advisor he has also been like a mentor to me, and I couldn't recommend him and his team enough.

Highly Recommend - Prior to engaging with John & The Apex Advice Team, I was financially disorganised & uncertain about my direction. Now after working with John & the team, I know I always have the right money in the right place at the right time. I now have full confidence in my direction. Things are explained clearly so I know exactly what we are doing & why.

John and his team ensure that I have the information relevant to my situation using easy to understand language to assist me to make informed choices. John shares his knowledge and shows the research behind his information. I appreciate this approach and feel secure and in control of my finances Thankyou

Everyone needs to use Apex Advice for their financial planning. We wish we had contacted John years ago. John met with my wife and myself 3 times to get to know us, what we were looking for in retirement and what our current financial position was. John confirmed that we could have more than we thought and outlined how it could make it happen, all at no charge. It was an easy decision to then sign up and put our financial security into John's hands.
We have recommended that our kids should ring John and see what he can do for them. So should you.

John & the team have been absolutely fantastic to deal with.
From my first interaction, John has been very professional and provided outstanding advice. Nothing is ever too much trouble and things get done very efficiently. The team have put some new practices into place that are super easy and I don't have to worry about a thing! Can highly recommend John & the Apex Team!!

I never really saw myself as someone who would use a financial advisor but I took the plunge a few months ago and it's been the best decision I've made in years.

John listened to our goals and provided some much needed guidance on how we are best to achieve them. He has given my wife and I clarity and a simple plan to follow.

Johns extensive knowledge on often confusing subjects such as insurance, tax, banking and superannuation has really taken the stress out of all decision-making in these areas.

After a few small tweaks to how cash now flows, I feel like I actually have more money which is always a great feeling.

John made all the confusion around money management simple and easy to follow. He did all the background research and hard work to make my choices simple. John and his team were prompt and had all my paperwork organised within a couple of weeks. I would highly recommend for anyone who wants to get a head start on their finances.

Since moving all of our financial planning to Apex my wife and I have been blown away with the expertise, energy and communication that John has provided us. We feel as though we now have a greater understanding as to how our super, insurance and investments are set up and working for us. We finally have our financial future in the right hands!

John has been amazing to deal with. He is prompt, professional and very knowledgeable. I would recommend him to anyone.

My wife and I needed some structure to our superannuation and retirement plans. John was fantastic, super professional, listened to exactly what we required and structured a plan accordingly. Would highly recommend.

John Manserra has been absolutely wonderful and his professionalism has particularly been a God send to me over the difficulties of Covid 19. I would highly recommend him.

HIGHLY RECCOMEND

Over the weekend I had to do a bit of reflection to appreciate where I’ve come from.

There is no words that can explain how truley grateful I am to have met John. I perviously had a bad relationship with money due to past relationships and felt hopeless to fix my financial situation.
Now almost 18 months on I am debt free and well on my way to achieing my goal of buying my first home. With John 's stratagies I now look forward to getting paid to see my balance grow and have a healthy relationship with money.

Thankyou so much to John and the team at Hillross Geelong for all your help, you’ll never understand how much I appreciate it!!!

John and his team have put in a lot of effort to understand our personal circumstances to come up with the best solution for my family. We are very excited and confident about our financial future.

From the beginning of my experience with john and the team at hillRoss I knew I was in good hands.
The communication was always excellent and I never felt shy to ask for help or answers for anything.
Although a little daunting at first, I’m happy to have committed and look forward to planning a future with the help of John and the team.

I couldn’t recommend John more highly. He helped to better understand how my income could easily support my investment and travel related goals. With John’s help I feel like I’ve had a pay rise and never feel like I’m hanging out for the next pay day to come. A big thanks to Mim for all her assistance as well, you are wonderful!

John's guidance has helped my wife and I plan financially for our future as we move into our retirement years.
I highly recommend John for his integrity, diligence and personal approach.

I really like the way John works, taking into account 'less straightforward' financial periods and also prioritising life goals
much appreciated!

I was working a full-time job that paid quite well. Although, I still had a few credit card debts, and absolutely no savings.

So, I seeked for help! Most of the financial planners I met, gave me a 'cookie cutter' advice on 'how much money to save before retirement', and on 'why I should buy a property'. It didn't resonate with me at all.

John's first question was, "what is you ideal way of living?"

I wanted to work for myself, travel and learn.

Over the course of the next month and 4 meetings, John educated me in terms of basic financial literacy, and laid out a plan to get me out of debt while also saving money for my future business.

In 9 months, I was debt free, started a small kombucha brewery, and planned a 2 week backpacking trip to Tasmania.

If you want a humble and friendly dude that knows the game, listens to your goals, and then backs it up with result focussed solutions, I HIGHLY RECOMMEND JOHN!

I couldn't recommend John more highly. I have worked with John on both a personal and professional level. It is obvious that his key strengths are attention to detail and the ability to adapt to each clients individual circumstances.

John takes pride in listening to his clients objectives and and then implementing a plan of attack to reach such goals.

John provides me with comprehensive advice on a range of financial products, from insurance & superannuation to investment portfolios. I have always been impressed with John’s professionalism, and personal service. John has always gone the extra mile to ensure his advice is tailored to my specific circumstances & needs.

John has been amazing with clients. His honesty and integrity had made all Monday matters feel easy!

Whatever the financial position you are in, whether it be having surplus funds to invest or just looking to formulate a strategy to get ahead, John and co have a wealth of knowledge to share, a track record of achieving excellence and a personable and sensitive nature.

If you are needing some financial advice be sure to speak with John in Geelong. He makes a point to understand what your financial goals and then sets up a plan to bring it to life.

Luke, we would like to thank you for your support and guidance over the past couple of years to help us improve our financial position and build wealth. We are very excited to be in the position we are now and have you to thank for it. We are eternally grateful.
Tracie, Scottie & boys.